🎯 Turning 65 soon? Get your FREE Medicare Planning Guide — Download Now →
🏥 Virginia's Medicare & Retirement Specialist

Your Health Coverage
Is the Gateway to Your
Wealth in Retirement

Turning 65 is one of the biggest financial crossroads of your life — Medicare, Social Security, and Long-Term Care decisions made today will impact your income and assets for decades. Get it right the first time, for free.

Get My Free Medicare Review Watch: Medicare in 10 Min
RICP® Certified CLTC® Specialist NSSA® Social Security 100% Fiduciary Series 65 · Sequent Planning
✦ $0 — Absolutely Free

Turning 65? Start Here.

Your personalized Medicare + Social Security analysis

  • Medicare Part A, B, D & Supplement options explained
  • Optimal Social Security filing strategy
  • Side-by-side plan comparison for YOUR situation
  • Written summary report you keep forever
  • No sales pressure — education first, always

Available via Zoom, phone, or in person (Richmond & Tidewater, VA)

35+
Years Experience
100%
Fiduciary, Always
$0
Medicare & LTC Planning Fee
Free
Social Security Consultation
Nationwide
Tele-Wealth Available
What I Specialize In

The Three Pillars of a Secure Retirement

These are not optional — they're decisions every American approaching retirement must make. Make them with expert guidance, at no charge for education and planning.

✦ No Cost to You — Ever
🏥

Medicare Planning

Navigate the most confusing health insurance system in America — and choose the right coverage before costly mistakes happen.

I'm compensated by the insurance carriers. Your planning is always $0.

  • Parts A, B, C (Advantage) vs. D explained clearly
  • Medicare Supplement (Medigap) plans compared — I specialize in supplements, not Advantage
  • Enrollment timelines & penalty avoidance
  • Cost modeling for YOUR health situation
  • Annual plan reviews as Medicare evolves
Medicare Planning →
✦ Free with Consultation
💰

Social Security Planning

When and how you claim Social Security is one of the most important financial decisions you'll ever make. Optimize it.

SS planning is complimentary — included in every free consultation I offer.

  • Optimal claiming age & break-even analysis
  • Spousal, survivor & divorced spouse strategies
  • Coordinating SS timing with Medicare enrollment
  • SS taxation planning & income sequencing
  • Maximize lifetime benefit — often $50K–$150K+ difference
Social Security Planning →
✦ No Cost to You — Ever
🏡

Long-Term Care Planning

70% of Americans will need long-term care. Don't let a health event wipe out a lifetime of savings. Plan now.

I'm compensated by the insurance carriers. Your planning is always $0.

  • Understanding the real cost of long-term care in VA
  • Traditional LTC insurance vs. hybrid policies
  • Self-insurance vs. risk-transfer strategies
  • Protecting your spouse & estate
  • CLTC-certified guidance — one of Virginia's specialists
Long-Term Care Planning →
My Marketing Philosophy

Health to Wealth™
My Approach

Most financial advisors lead with investments. I lead with what matters most to you right now: making sure your health coverage is right, your Social Security is optimized, and your long-term care risk is addressed. That's the foundation. Then — for those who want it — we build comprehensive retirement income planning and wealth management on top.

1

Start with Medicare — a universal need

Everyone turning 65 must enroll in Medicare. I provide free education & planning, becoming your trusted advisor from day one.

2

Add Social Security optimization

Once we're working together on health coverage, we naturally address the next critical question: when do you claim?

3

Address Long-Term Care risk

With health and income secured, we protect your assets against the #1 unplanned retirement expense.

4

Transition to comprehensive retirement income planning and wealth management

For clients who want it: Retirement Income Planning and/or full investment management through Sequent Planning — boutique, low-cost ETF portfolios, no minimums.

The Health to Wealth™ Funnel
🏥
Medicare Planning + Supplement

Choose the right plan for your health, your doctors, and your peace of mind

↓
💰
Social Security Strategy

Optimize $50K–$150K+ in lifetime benefits

↓
🏡
Long-Term Care Planning

Protect assets from #1 unplanned expense

↓
📈
Comprehensive Retirement Income Planning & Wealth Management

Sequent Planning · Low-cost ETFs · No minimums

Free Education Hub

Watch. Learn. Decide with Confidence.

Short, plain-English videos on the topics that matter most. No jargon, no sales pitch — just education you can use right now.

🏥
▶
Medicare

Medicare Supplement vs. Medicare Advantage: Which Is Right for You?

The most important Medicare decision — and the one most people get wrong.

⏱ 9 min Watch Free →
💰
▶
Social Security

When Should You Claim Social Security? The $100,000 Question.

How age 62, 66, and 70 affect your lifetime income — with real numbers.

⏱ 12 min Watch Free →
🏡
▶
Long-Term Care

The Real Cost of Long-Term Care in Virginia — and How to Plan for It

What nursing homes, assisted living, and in-home care actually cost in 2025.

⏱ 11 min Watch Free →
View All Free Resources →

Turning 65 in the Next 2 Years?

Join my free monthly newsletter — "The Medicare Minute." Plain-English tips on Medicare, Social Security, and retirement delivered to your inbox. No spam, no sales. Just education.

Unsubscribe anytime. I respect your inbox. No sharing your info. Ever.

Alan Crawford, RICP® — Peak Confidence Retirement Planning
35+
Years in Retirement Planning
Your Advisor

Alan Crawford — Built His Practice on Education, Not Sales

Alan Crawford has spent over 35 years helping Virginians navigate financial complexities. A Retirement Income Certified Professional (RICP®), Certified Long-Term Care specialist (CLTC®), and National Social Security Advisor (NSSA®), Alan brings rare expertise across all three major pillars of retirement planning.

RICP®
Retirement Income Certified Professional — The American College
CLTC®
Certified Long-Term Care Specialist
NSSA®
National Social Security Advisor
Series 65
Investment Advisor Representative · Sequent Planning (RIA)
"I believe that everyone approaching retirement deserves to understand their options completely — before they're asked to make a decision. That's why I lead with education. An informed client makes a confident client."
✓ Fiduciary — legally required to put YOUR interests first, always


As a financial educator for the Society for Financial Awareness and The Retirement Planning Center, Alan regularly speaks to groups approaching retirement across Virginia. He is affiliated with Sequent Planning for investment management — a boutique, fee-only RIA focused on low-cost ETF portfolios with no investment minimums.

What Clients Say

Real Virginians. Real Confidence.

★★★★★

"Alan saved us from making a Medicare mistake that would have cost us thousands every year. He explained everything so clearly — no jargon, no pressure. We walked away with total confidence in our decision."

ML
Margaret & Larry T.
Midlothian, VA · Retired 2023
★★★★★

"I had no idea delaying Social Security could mean $140,000 more over my lifetime. Alan ran the analysis for my specific situation and I immediately knew the right choice. This consultation paid for itself 100 times over."

RB
Robert B.
Richmond, VA · Turning 65
★★★★★

"The free Retirement Clarity Kit was like nothing I'd ever seen — 60 pages specifically about MY retirement, not generic advice. Alan is a rare find: brilliant, patient, and genuinely has your best interests at heart."

SC
Susan C.
Virginia Beach, VA · Retired 2024
✓ $400 Value — Yours Free

Claim Your Free Retirement Clarity Kit

Stop guessing. This isn't a generic calculator — it's a personalized 60+ page report built specifically around your age, income, and goals. Includes a private one-hour consultation to walk through every page together.

  • Medicare options & supplement plan comparison for your situation
  • Optimal Social Security filing dates for you (and your spouse)
  • Lifetime income projections & tax analysis
  • Detailed cash flow roadmap through retirement
  • Long-term care cost exposure & planning options
  • Nothing to buy. No obligation. No sales pressure.
Get My Free Clarity Kit →

Available nationwide via Zoom or phone. In-person in Richmond & Tidewater, VA.

60+
Pages, personalized for you

Your Peak Confidence
Retirement Clarity Kit

Prepared by Alan Crawford, RICP®
Peak Confidence Retirement Planning
Transparent Pricing

Simple. Honest. Affordable.

Never a surprise charge, never a hidden fee.

🏥

Medicare Planning

$0

I'm compensated by the carriers, so you don't have to pay for planning. Expert guidance for your Medicare decisions, always at no charge to you.

Get started →
💰

Social Security Planning

Free

SS optimization is complimentary — included with every free consultation. No separate fee, no obligation.

Book a consultation →
🏡

Long-Term Care Planning

$0

I'm compensated by the carriers, so you don't have to pay for planning. Expert LTC guidance and policy comparison at no cost to you.

Get started →
Want More?
📈

Comprehensive Retirement Income Planning

See pricing

Full retirement income plan + investment management via Sequent Planning. Flat fees, low-cost ETFs, no minimums.

View pricing →